Medicare Advantage Plans in Clarke County, AL:
Your Complete 2027 Guide
Clarke County, AL offers 26 Medicare Advantage plans in 2027. This includes 16 with $0 monthly premiums. Currently, about 2,123 beneficiaries in the County are enrolled, and 62% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Clarke County, AL here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Clarke County.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 15
- Average Premium
- $17.25/mo
- Beneficiaries Enrolled
- 934
- $0 Premium PPOs
- 8
- Average MOOP
- $5,920
- Most Popular PPO
- Blue Advantage Complete (PPO) with 371 enrollees
- PPOs Without Drug Coverage
- 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Value Plus H7617-089 | $1 | $6,200 | $400 | H7617 089 0 | |
| HumanaChoice H7617-090 | $34 | $3,250 | $700 | H7617 090 0 | |
| HumanaChoice H7617-091 | $0 | $4,450 | $700 | H7617 091 0 | |
| Aetna Medicare Eagle Plus | $0 | $7,900 | N/A | H5521 229 0 | |
| Aetna Medicare Signature Plus | $0 | $7,150 | $600 | H5521 116 0 | |
| Aetna Medicare Value Plus | $23 | $9,850 | $400 | H5521 467 0 | |
| Blue Advantage Choice | $0 | $7,150 | $700 | H0104 016 0 | |
| Blue Advantage Complete | $40 | $6,000 | $620 | H0104 012 0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H5216 236 0 | |
| Humana Value Plus H5216-179 | $0 | $6,200 | $400 | H5216 179 0 | |
| HumanaChoice H5216-269 | $0 | $4,450 | $700 | H5216 269 0 | |
| HumanaChoice H5216-368 | $28 | $3,250 | $700 | H5216 368 0 | |
| AARP Medicare Advantage from UHC AL-0004 | $10 | $7,150 | $685 | H1889 015 0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110 017 0 | |
| HumanaChoice R0110-018 | $124 | $7,000 | $700 | R0110 018 0 |
Which PPO plan has the highest enrollment in Clarke?
Blue Advantage Complete (PPO) leads PPO enrollment in Clarke, with 371 members.
How many PPO plans in Clarke do not include prescription drug coverage?
In Clarke, 3 PPO plans are offered without drug coverage.
How many PPO plans are available in Clarke, AL?
Clarke County has 15 PPO plans for 2027, with enrollment of 934.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 4
- Average Premium
- $9.00/mo
- Beneficiaries Enrolled
- 795
- $0 Premium HMOs
- 3
- Average MOOP
- $5,640
- Most Popular HMO
- Humana Gold Plus H5619-089 (HMO) with 498 enrollees
- HMOs Without Drug Coverage
- 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,360 | $700 | H4461 078 0 | |
| Humana Gold Plus H4461-079 | $36 | $4,900 | $700 | H4461 079 0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461 075 0 | |
| Humana Gold Plus H5619-089 | $0 | $7,150 | $700 | H5619 089 0 |
What is the top HMO by enrollment in Clarke?
Humana Gold Plus H5619-089 (HMO) is the most popular HMO plan in Clarke, with 498 enrollees.
What is the number of HMO plans without Part D coverage in Clarke?
1 HMO plans in Clarke do not include prescription drug coverage.
What is the total number of HMO plans offered in Clarke?
There are 4 HMO plans in 2027, covering 795 beneficiaries.
How much do HMO plans cost on average in Clarke?
The average HMO premium is $9.00, with 3 costing $0.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC AL-3 | $0 | $6,300 | $685 | H2802 041 0 | |
| AARP Medicare Advantage Extras from UHC AL-7 | $0 | $7,150 | $685 | H2802 087 0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $7,150 | $685 | H0432 003 0 | |
| AARP Medicare Advantage from UHC AL-0002 | $45 | $5,400 | $685 | H0432 004 0 | |
| AARP Medicare Advantage from UHC AL-6 | $43 | $5,400 | $685 | H2802 079 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $7,150 | N/A | H0432 012 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA2 | $0 | $7,150 | N/A | H2802 086 0 |
What is the average monthly premium for HMO-POS plans?
The mean monthly HMO-POS premium is $12.57, and 5 have no premium.
Which HMO-POS plan is most popular in Clarke?
AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) has the highest HMO-POS enrollment in Clarke (206).
How many HMO-POS plans in Clarke do not include drug coverage?
In Clarke, 2 HMO-POS plans are offered without drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Clarke County, AL for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 62% |
| 3 Stars | 10 | 38% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.92 | |
In Clarke County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Enrollment Options Explained
- Consult a Licensed Agent: Call a licensed insurance agent at 1-833-748-3201 (TTY 711), available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Grove Hill, Whatley, Coffeeville, Jackson, Thomasville, and all other areas of Clarke County, Alabama. For a broader view of coverage choices across the state, see Medicare plan options in Alabama.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Clarke County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.