Medicare Advantage Plan H5427-052-0 in Polk County, FL Freedom Savings Plan (HMO) • 2027
Plan-ID H5427-052-0 refers to Freedom Savings Plan (HMO), a Medicare Advantage Plan (Part C) offered by Freedom Health, Inc. for the 2027 plan year. This plan is a Health Maintenance Organization (HMO) model without Part D prescription drug coverage.
According to CMS enrollment data, an estimated 218 beneficiaries are enrolled in this plan, 0 enrollees reside in Polk County.
Freedom Savings Plan Overview
Plan Overview for
H5427-052-0
|
|
|---|---|
| CMS Plan ID: |
H5427-052-0
|
| Plan Type: | HMO |
| Plan Year: | 2027 |
| Monthly Premium: |
$0.00
Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $4450.00 (In-Network) |
| Part B Give Back: | −$75.00 reduction |
| Prescription Drug Coverage: | Not Included |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | Polk County, FL |
| Enrollment (Nationwide): | 218 beneficiaries |
| Enrollment (CMS – Local) | 0 beneficiaries in Polk County |
| Provided By: | Freedom Health, Inc. |
Frequently Asked Questions About Freedom Savings Plan (HMO)
Here are some of the most frequently asked questions people have about Plan ID H5427-052-0:
How much does Freedom Savings Plan cost per month?
Plan ID H5427-052-0 has a monthly premium of $0.00 for 2027, in addition to any Medicare Part B premium you must pay.
What is the maximum out-of-pocket limit for Freedom Savings Plan?
The in-network maximum out-of-pocket (MOOP) limit for Freedom Savings Plan is $4450.00 in 2027. After you reach this limit, the plan pays covered in-network Part A and Part B costs for the remainder of the year.
What is the CMS Star Rating for Freedom Savings Plan?
Plan ID H5427-052-0 is included under contract H5427, which has a ★4.0 out of 5 CMS Star Rating for 2027.
What type of network does Plan ID H5427-052-0 have?
Plan ID H5427-052-0 uses a Health Maintenance Organization (HMO) provider network.
How many members does Freedom Savings Plan have?
The most recent CMS enrollment data shows approximately 218 beneficiaries enrolled in this plan.
Who offers Freedom Savings Plan?
Freedom Health, Inc. provides Freedom Savings Plan (HMO).
Call 833-748-3201 (TTY 711) to speak with a licensed HealthCompare insurance agent (M-F 8AM-10PM, Sat 9AM-8PM EST) and learn more about this plan and other plans on this site. You may also Enroll Online .
Covered Services & Costs
Office Visits
This plan lists in-network cost sharing for primary care and specialist visits, along with related office-based services.
| Covered Service | In-Network Cost |
|---|---|
| Primary: | In-network: $0 copay |
| Specialist: | In-network: $40 copay |
Preventive and Wellness Services
Preventive and wellness benefits may include routine exams, telehealth, fitness programs, health education, and other in-network services.
| Covered Service | In-Network Cost |
|---|---|
| Annual wellness exam: | Not covered |
| Telehealth benefit: | Not covered |
| Routine chiropractic: | Not covered |
| Fitness benefits: | Coming soon |
| Health education: | Not covered |
| Counseling services: | Not covered |
| Over-the-counter drug benefits: | In-network: $0 copay |
| Health transportation (non-emergency): | Coming soon |
Diagnostic, Lab, and Imaging Services
Diagnostic coverage includes in-network cost sharing for lab tests, x-rays, radiology, and other diagnostic procedures used to evaluate health conditions.
| Covered Service | In-Network Cost |
|---|---|
| Diagnostic radiology services: | In-network: $25-$195 copay |
| Lab services: | In-network: $0-$50 copay |
| Outpatient x-rays: | In-network: $0-$195 copay |
| Diagnostic tests and procedures: | In-network: $0-$195 copay, 20% coinsurance |
Emergency and Urgent Care Services
Emergency and inpatient coverage includes cost sharing for urgent care, emergency room visits, ambulance transportation, hospital stays, and skilled nursing facility care.
| Covered Service | In-Network Cost |
|---|---|
| Emergency room care: | $150 copay |
| Worldwide emergency care: | Coming soon |
| Urgent care: | $10 copay |
| Inpatient hospital care: | Tier 1 | $225 per day for days 1-7 | $0 per day for days 8-90 | $0 per stay |
| Skilled Nursing Facility: | Tier 1 | $0 per day for days 1-20 | $218 per day for days 21-100 |
| Ground ambulance: | In-network: $200 copay |
Mental Health Services
Mental health coverage includes in-network cost sharing for outpatient individual and group therapy, as well as inpatient psychiatric hospital care.
| Covered Service | In-Network Cost |
|---|---|
| Outpatient individual therapy: | In-network: $40 copay |
| Outpatient group therapy: | In-network: $40 copay |
| Inpatient psychiatric hospital care: | Tier 1 | $225 per day for days 1-7 | $0 per day for days 8-90 | $0 per stay |
Rehabilitation Services
Rehabilitation coverage includes in-network cost sharing for physical therapy, speech and language therapy, and occupational therapy services.
| Covered Service | In-Network Cost |
|---|---|
| Physical therapy and speech and language therapy: | In-network: $40 copay |
| Occupational therapy: | In-network: $40 copay |
Medical Equipment and Supplies
Medical equipment coverage includes in-network cost sharing for diabetes supplies, durable medical equipment, prosthetics, and related supplies.
| Covered Service | In-Network Cost |
|---|---|
| Diabetes supplies: | In-network: 0%-20% coinsurance |
| Durable medical equipment: | In-network: 20% coinsurance |
| Prosthetics: | In-network: 20% coinsurance |
Medicare Part B Drugs
Medicare Part B drug coverage includes in-network cost sharing for chemotherapy and other medications covered under Medicare Part B.
| Covered Service | In-Network Cost |
|---|---|
| Chemotherapy: | In-network: 0%-20% coinsurance |
| Other Part B drugs (Medicare-covered): | In-network: 0%-20% coinsurance |
Dental Services
Dental coverage includes in-network cost sharing for preventive care, exams, x-rays, cleanings, and comprehensive dental procedures.
| Covered Service | In-Network Cost |
|---|---|
| Oral exam: | In-network: $0 copay |
| Dental x-rays: | In-network: $0 copay |
| Cleaning: | In-network: $0 copay |
| Periodontics: | Not covered |
| Endodontics: | Not covered |
| Restorative services: | Not covered |
| Implant services: | Not covered |
| Orthodontics: | Not covered |
| Oral/Maxillofacial surgery: | In-network: $0 copay |
Vision Services
Vision coverage includes in-network cost sharing for routine eye exams, contact lenses, eyeglass frames and lenses, and related eyewear services.
| Covered Service | In-Network Cost |
|---|---|
| Routine eye exam: | In-network: $0 copay |
| Contact lenses: | In-network: $10 copay |
| Eyeglass frames only: | Not covered |
| Eyeglass lenses only: | Not covered |
| Eyeglasses (frames & lenses): | In-network: $10 copay |
| Upgrades: | In-network: $30 copay |
Hearing Services
Hearing coverage includes in-network cost sharing for hearing exams, fittings and evaluations, prescription hearing aids, and over-the-counter hearing aids.
| Covered Service | In-Network Cost |
|---|---|
| Hearing exam: | In-network: $0 copay |
| Fitting/evaluation: | In-network: $0 copay |
| Prescription hearing aids: | In-network: $0 copay |
| OTC hearing aids: | Not covered |
Additional and Special Needs Services
Additional benefits may include in-network services for adult day health, palliative care, personal emergency response systems, weight management, alternative therapies, and home safety needs.
| Covered Service | In-Network Cost |
|---|---|
| Adult day health services: | Not covered |
| Home-based palliative care: | Not covered |
| Personal emergency response system: | Coming soon |
| Weight management programs: | Not covered |
| Wigs for chemotherapy-related hair loss: | Coming soon |
| Alternative therapies: | Not covered |
| Massage therapy: | Not covered |
| Home/bathroom safety devices: | Not covered |
Freedom Savings Plan covers 100% of certain preventive services as a required Part B benefit.
Prescription Drug Coverage
This plan does not include a Medicare Part D plan for prescriptions.
CMS Medicare Star Ratings
The Centers for Medicare & Medicaid Services (CMS) annually rates Medicare Advantage HMOs in nine key categories using a 5-star system. These ratings help you gauge the quality of care and service you might receive with this Freedom Health, Inc. plan.
| CMS Measure | Star Rating |
|---|---|
| 2027 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Contact Freedom Health, Inc.
Call 833-748-3201 (TTY 711) to speak with a licensed HealthCompare insurance agent (M-F 8AM-10PM, Sat 9AM-8PM EST) and learn more about this plan and other plans on this site. You may also Enroll Online .
| Contact Type | Details |
|---|---|
| Website: |
Freedom Health, Inc. Plan Page
Opens the carrier website in a new window and enrollment information in this window. |
| New Members: | 1-833-668-2275 |
| Existing Members: | 1-800-401-2740 |
| Plan Address: | 4200 West Cypress Street | Suite 1000 | Tampa, FL 33607 |
Plans Available Through Medicare.org
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Medicare Plan Decision Resources
Medicare Plan Data Sources and Methodology
Medicare.org independently compiles and interprets Medicare plan information using data published by the Centers for Medicare & Medicaid Services (CMS), official plan information, and other authoritative Medicare sources. The sources used for this plan are documented below.
Medicare.org is an independent Medicare information and enrollment resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Enrollment assistance is provided through HealthCompare, an Allstate company.
Medicare plan data and editorial content curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for Medicare plan interpretation and publication.
| Data Source | Publisher | CMS Version |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | CY2027 Landscape (202609.1) |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | 2027 Star Ratings Data Tables |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | PBP Benefits-2027 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | 2026-09 |
| Publisher | Reference | Last Accessed |
|---|---|---|
| Freedom Health, Inc. (official source) | http://www.FreedomHealth.com | October 13, 2025 |
| Medicare.gov | Compare types of Medicare Advantage Plans | 25 May, 2025 |
| Medicare.gov | Joining a plan | 25 May, 2025 |
| Medicare.gov | Explore your Medicare coverage options | 25 May, 2025 |