Medicare Advantage Plan H5141-056-0 in Echols County, GA Clover Health Valor (PPO) • 2027
Clover Health Valor (PPO), CMS Plan-ID H5141-056-0, is a 2027 Medicare Advantage Plan (Part C), without prescription drug coverage, by Clover Health. The plan uses a Preferred Provider Organization (PPO) provider network structure.
Based on the most recent CMS data, plan enrollments topped 749 members, with 0 in Echols County, Georgia.
Clover Health Valor Overview
Plan Overview for
H5141-056-0
|
|
|---|---|
| CMS Plan ID: |
H5141-056-0
|
| Plan Type: | PPO |
| Plan Year: | 2027 |
| Monthly Premium: |
$0.00
Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $9850.00 (In-Network) |
| Part B Give Back: | −$140.00 reduction |
| Prescription Drug Coverage: | Not Included |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | Echols County, GA |
| Enrollment (Nationwide): | 749 beneficiaries |
| Enrollment (CMS – Local) | 0 beneficiaries in Echols County |
| Provided By: | Clover Health |
Frequently Asked Questions About Clover Health Valor (PPO)
Here are some of the most frequently asked questions people have about Plan ID H5141-056-0:
How much does Clover Health Valor cost per month?
Clover Health Valor has a $0.00 monthly premium for 2027. You must also continue to pay any Medicare Part B premium you owe.
What is the maximum out-of-pocket limit for Clover Health Valor?
The 2027 in-network maximum out-of-pocket (MOOP) limit is $9850.00. After you reach this limit, the plan pays covered in-network Part A and Part B costs for the remainder of the year.
What is the CMS Star Rating for Clover Health Valor?
Contract H5141, which includes this plan, has a ★5.0 out of 5 CMS Star Rating for 2027.
What type of network does Plan ID H5141-056-0 have?
Plan ID H5141-056-0 uses a Preferred Provider Organization (PPO) provider network.
How many members does Clover Health Valor have?
The most recent CMS enrollment data shows approximately 749 beneficiaries enrolled in Plan ID H5141-056-0.
Which insurance company offers Plan ID H5141-056-0?
Plan ID H5141-056-0 is offered by Clover Health.
Call 833-748-3201 (TTY 711) to speak with a licensed HealthCompare insurance agent (M-F 8AM-10PM, Sat 9AM-8PM EST) and learn more about this plan and other plans on this site. You may also Enroll Online .
Covered Services & Costs
Office Visits
This plan lists in-network cost sharing for primary care and specialist visits, along with related office-based services.
| Covered Service | In-Network Cost |
|---|---|
| Primary: | In-network: $0 copay | Out-of-network: $15 copay |
| Specialist: | In-network: $25 copay | Out-of-network: $50 copay |
Preventive and Wellness Services
Preventive and wellness benefits may include routine exams, telehealth, fitness programs, health education, and other in-network services.
| Covered Service | In-Network Cost |
|---|---|
| Annual wellness exam: | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Telehealth benefit: | In-network: $0-$25 copay |
| Routine chiropractic: | Not covered |
| Fitness benefits: | Coming soon |
| Health education: | Not covered |
| Counseling services: | Not covered |
| Over-the-counter drug benefits: | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Health transportation (non-emergency): | Coming soon |
Diagnostic, Lab, and Imaging Services
Diagnostic coverage includes in-network cost sharing for lab tests, x-rays, radiology, and other diagnostic procedures used to evaluate health conditions.
| Covered Service | In-Network Cost |
|---|---|
| Diagnostic radiology services: | In-network: $50-$250 copay | Out-of-network: 30% coinsurance |
| Lab services: | In-network: $0-$20 copay | Out-of-network: $40 copay |
| Outpatient x-rays: | In-network: $40 copay | Out-of-network: 30% coinsurance |
| Diagnostic tests and procedures: | In-network: $0-$250 copay | Out-of-network: 0%-30% coinsurance |
Emergency and Urgent Care Services
Emergency and inpatient coverage includes cost sharing for urgent care, emergency room visits, ambulance transportation, hospital stays, and skilled nursing facility care.
| Covered Service | In-Network Cost |
|---|---|
| Emergency room care: | $115 copay |
| Worldwide emergency care: | Coming soon |
| Urgent care: | $25 copay |
| Inpatient hospital care: | In-network: | Tier 1 | $375 per day for days 1-6 | $0 per day for days 7-90 | $0 per stay | Out-of-network: | $480 per day for days 1-6 | $0 per day for days 7-90 | $0 per stay |
| Skilled Nursing Facility: | In-network: | Tier 1 | $0 per day for days 1-20 | $221 per day for days 21-100 | Out-of-network: | 30% per stay |
| Ground ambulance: | In-network: $350 copay | Out-of-network: $350 copay |
Mental Health Services
Mental health coverage includes in-network cost sharing for outpatient individual and group therapy, as well as inpatient psychiatric hospital care.
| Covered Service | In-Network Cost |
|---|---|
| Outpatient individual therapy: | In-network: $35 copay | Out-of-network: 30% coinsurance |
| Outpatient group therapy: | In-network: $25 copay | Out-of-network: 30% coinsurance |
| Inpatient psychiatric hospital care: | In-network: | Tier 1 | $375 per day for days 1-6 | $0 per day for days 7-90 | $0 per stay | Out-of-network: | $480 per day for days 1-6 | $0 per day for days 7-90 | $0 per stay |
Rehabilitation Services
Rehabilitation coverage includes in-network cost sharing for physical therapy, speech and language therapy, and occupational therapy services.
| Covered Service | In-Network Cost |
|---|---|
| Physical therapy and speech and language therapy: | In-network: $35 copay | Out-of-network: 30% coinsurance |
| Occupational therapy: | In-network: $35 copay | Out-of-network: 30% coinsurance |
Medical Equipment and Supplies
Medical equipment coverage includes in-network cost sharing for diabetes supplies, durable medical equipment, prosthetics, and related supplies.
| Covered Service | In-Network Cost |
|---|---|
| Diabetes supplies: | In-network: 20% coinsurance | Out-of-network: 20% coinsurance |
| Durable medical equipment: | In-network: 20% coinsurance | Out-of-network: 20% coinsurance |
| Prosthetics: | In-network: 20% coinsurance | Out-of-network: 20% coinsurance |
Medicare Part B Drugs
Medicare Part B drug coverage includes in-network cost sharing for chemotherapy and other medications covered under Medicare Part B.
| Covered Service | In-Network Cost |
|---|---|
| Chemotherapy: | In-network: 0%-20% coinsurance | Out-of-network: 40% coinsurance |
| Other Part B drugs (Medicare-covered): | In-network: 0%-20% coinsurance | Out-of-network: 40% coinsurance |
Dental Services
Dental coverage includes in-network cost sharing for preventive care, exams, x-rays, cleanings, and comprehensive dental procedures.
| Covered Service | In-Network Cost |
|---|---|
| Oral exam: | In-network: $0 copay | Out-of-network: 50% coinsurance |
| Dental x-rays: | In-network: $0 copay | Out-of-network: 50% coinsurance |
| Cleaning: | In-network: $0 copay | Out-of-network: 50% coinsurance |
| Periodontics: | In-network: $20 copay | Out-of-network: 50% coinsurance |
| Endodontics: | In-network: $20 copay | Out-of-network: 50% coinsurance |
| Restorative services: | In-network: $20 copay | Out-of-network: 50% coinsurance |
| Implant services: | In-network: $20 copay | Out-of-network: 50% coinsurance |
| Orthodontics: | Not covered |
| Oral/Maxillofacial surgery: | In-network: $20 copay | Out-of-network: 50% coinsurance |
Vision Services
Vision coverage includes in-network cost sharing for routine eye exams, contact lenses, eyeglass frames and lenses, and related eyewear services.
| Covered Service | In-Network Cost |
|---|---|
| Routine eye exam: | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Contact lenses: | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Eyeglass frames only: | Not covered |
| Eyeglass lenses only: | Not covered |
| Eyeglasses (frames & lenses): | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Upgrades: | Not covered |
Hearing Services
Hearing coverage includes in-network cost sharing for hearing exams, fittings and evaluations, prescription hearing aids, and over-the-counter hearing aids.
| Covered Service | In-Network Cost |
|---|---|
| Hearing exam: | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Fitting/evaluation: | In-network: $0 copay | Out-of-network: $0 copay, 0% coinsurance |
| Prescription hearing aids: | In-network: $499-$999 copay | Out-of-network: $5000 copay |
| OTC hearing aids: | Not covered |
Additional and Special Needs Services
Additional benefits may include in-network services for adult day health, palliative care, personal emergency response systems, weight management, alternative therapies, and home safety needs.
| Covered Service | In-Network Cost |
|---|---|
| Adult day health services: | Not covered |
| Home-based palliative care: | Not covered |
| Personal emergency response system: | Coming soon |
| Weight management programs: | Not covered |
| Wigs for chemotherapy-related hair loss: | Coming soon |
| Alternative therapies: | Not covered |
| Massage therapy: | Not covered |
| Home/bathroom safety devices: | Not covered |
Clover Health Valor covers 100% of certain preventive services as a required Part B benefit.
Prescription Drug Coverage
This plan does not include a Medicare Part D plan for prescriptions.
CMS Medicare Star Ratings
Each year, Medicare Advantage PPOs are rated by the Centers for Medicare & Medicaid Services (CMS) across nine categories using a 5-star system. These star ratings are designed to help you assess the quality of care and service offered by this Clover Health plan.
| CMS Measure | Star Rating |
|---|---|
| 2027 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Contact Clover Health
Call 833-748-3201 (TTY 711) to speak with a licensed HealthCompare insurance agent (M-F 8AM-10PM, Sat 9AM-8PM EST) and learn more about this plan and other plans on this site. You may also Enroll Online .
| Contact Type | Details |
|---|---|
| Website: |
Clover Health Plan Page
Opens the carrier website in a new window and enrollment information in this window. |
| New Members: | 1-888-466-5044 |
| Existing Members: | 1-888-778-1478 |
| Plan Address: | PO Box 21164 | Eagan, MN 55121 |
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Medicare Plan Decision Resources
Medicare Plan Data Sources and Methodology
Medicare.org independently compiles and interprets Medicare plan information using data published by the Centers for Medicare & Medicaid Services (CMS), official plan information, and other authoritative Medicare sources. The sources used for this plan are documented below.
Medicare.org is an independent Medicare information and enrollment resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Enrollment assistance is provided through HealthCompare, an Allstate company.
Medicare plan data and editorial content curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for Medicare plan interpretation and publication.
| Data Source | Publisher | CMS Version |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | CY2027 Landscape (202609.1) |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | 2027 Star Ratings Data Tables |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | PBP Benefits-2027 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | 2026-09 |
| Publisher | Reference | Last Accessed |
|---|---|---|
| Clover Health (official source) | http://www.cloverhealth.com | October 13, 2025 |
| CMS.gov | Medicare Advantage Plan Fact Sheet | 25 May, 2025 |
| Medicare.gov | Joining a plan | 25 May, 2025 |
| Medicare.gov | Your coverage options | 25 May, 2025 |