Medicare Advantage Plans in Arenac County, MI:
Your Complete 2026 Guide
For 2026, residents of Arenac County, MI can choose from 52 Medicare Advantage plan options. Of these, 32 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 1,617, with 62% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Arenac County, MI.
Last update: . Enrollment data last updated: May 2, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 32
- Average Premium
- $31.28/mo
- Beneficiaries Enrolled
- 1,232
- $0 Premium PPOs
- 21
- Average MOOP
- $6,122
- Most Popular PPO
- PriorityMedicare Edge (PPO) with 178 enrollees
- PPOs Without Drug Coverage
- 6
- What is the average monthly premium for PPO plans in Arenac?
- On average, PPO plans in Arenac cost $31.28 per month.
- Which PPO plan has the highest enrollment in Arenac?
- The most popular PPO in Arenac is PriorityMedicare Edge (PPO), covering 178 beneficiaries.
- How many PPO plans in Arenac do not include prescription drug coverage?
- 6 PPO plans available in Arenac do not include Part D benefits.
Medicare Advantage HMO Plans
HMO plans are designed around a set network of doctors and hospitals. Staying within that network is usually required for coverage, but this arrangement often results in lower overall costs, including both premiums and out-of-pocket expenses, for plan members.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| BCN Advantage ConnectedCare | $41 | $4,400 | $125 | H5883 007 0 | |
| HAP Medicare Connect | $0 | $5,000 | $150 | H2354 015 0 | |
| HAP Medicare MedicalAccess | $0 | $4,500 | N/A | H2354 019 0 | |
| HAP Medicare Superior | $0 | $5,100 | $150 | H2354 028 0 | |
| McLaren Medicare Inspire | $0 | $6,300 | $615 | H6322 001 0 | |
| McLaren Medicare Inspire Plus | $9 | $5,900 | $500 | H6322 002 0 | |
| McLaren Medicare Inspire Select | $0 | $6,750 | $615 | H6322 008 0 |
What is the total number of HMO plans offered in Arenac?
There are 7 HMO plans in 2026, covering 181 beneficiaries.
How much do HMO plans cost on average in Arenac?
The average HMO premium is $7.11, with 5 costing $0.
What is the top HMO by enrollment in Arenac?
HAP Medicare Superior (HMO) is the most popular HMO plan in Arenac, with 118 enrollees.
What is the number of HMO plans without Part D coverage in Arenac?
1 HMO plans in Arenac do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 13
- Average Premium
- $45.09/mo
- Beneficiaries Enrolled
- 204
- $0 Premium HMO-POS
- 6
- Average MOOP
- $5,473
- Most Popular HMO-POS
- PriorityMedicare Key (HMO-POS) with 88 enrollees
- HMO-POS Without Drug Coverage
- 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| BCN Advantage Classic | $124 | $4,400 | $0 | H5883 002 3 | |
| BCN Advantage Elements | $0 | $4,500 | N/A | H5883 001 3 | |
| BCN Advantage Prestige | $231 | $4,000 | $0 | H5883 003 3 | |
| Priority Health Medicare PriorityMedicare | $66 | $4,500 | $0 | H2320 028 5 | |
| PriorityMedicare Key | $0 | $5,800 | $200 | H2320 022 5 | |
| PriorityMedicare Smart Savings | $0 | $9,250 | $500 | H2320 032 5 | |
| PriorityMedicare Value | $43 | $5,100 | $100 | H2320 029 5 | |
| PriorityMedicare Vintage | $9 | $5,600 | $615 | H2320 031 0 | |
| HAP Senior Plus | $105 | $4,550 | $0 | H2354 021 0 | |
| Aetna Medicare Signature | $0 | $5,900 | $615 | H3192 010 0 | |
| Wellcare Assist | $9 | $5,000 | $580 | H5475 038 0 | |
| Wellcare Giveback | $0 | $7,550 | $615 | H5475 031 0 | |
| Wellcare Simple | $0 | $5,000 | $615 | H5475 026 0 |
What is the average monthly premium for HMO-POS plans?
On average, HMO-POS plans in Arenac cost $45.09 per month.
Which HMO-POS plan is most popular in Arenac?
The leading HMO-POS in Arenac is PriorityMedicare Key (HMO-POS), with 88 members.
How many HMO-POS plans in Arenac do not include drug coverage?
There are 1 HMO-POS plans in Arenac without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Arenac County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 32 | 62% |
| 3 Stars | 20 | 38% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.9 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Alger, Standish, Sterling, Au Gres, Omer, Twining, and all other areas of Arenac County, Michigan.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Arenac County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.