Medicare Advantage Plans in Elk County, PA:
Your Complete 2026 Guide
In Elk County, PA, Medicare beneficiaries have 48 Medicare Advantage plans to consider for 2026. Among them, 30 are offered at a $0 premium. About 3,066 people in the County are currently enrolled, and 65% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Elk County, PA here.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 26
- Average Premium $32.62/mo
- Beneficiaries Enrolled 1,150
- $0 Premium PPOs 16
- Average MOOP $6,742
- Most Popular PPO Aetna Medicare Value Plus (PPO) with 215 enrollees
- PPOs Without Drug Coverage 5
What is the total number of PPO plans offered in Elk?
There are 26 PPO plans in 2026, covering 1,150 beneficiaries.
How much do PPO plans cost on average in Elk?
The average PPO premium is $32.62, with 16 costing $0.
What is the most popular PPO plan in Elk?
Aetna Medicare Value Plus (PPO) is the top PPO in Elk, with 215 enrollees.
What is the number of PPO plans without Part D coverage in Elk?
There are 5 PPO plans in Elk without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 8
- Average Premium
- $6.00/mo
- Beneficiaries Enrolled
- 950
- $0 Premium HMOs
- 6
- Average MOOP
- $7,181
- Most Popular HMO
- Community Blue Medicare HMO Signature (HMO) with 670 enrollees
- HMOs Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Community Blue Medicare HMO Signature | $0 | $6,500 | $615 | H3957 047 4 | |
| Complete Blue HMO Distinct | $25 | $5,900 | $615 | H3957 050 4 | |
| Geisinger Gold Heritage | $0 | $6,700 | N/A | H3954 162 0 | |
| Geisinger Gold Value Rx | $23 | $9,250 | $0 | H3954 163 0 | |
| UPMC for Life HMO No Rx | $0 | $6,000 | N/A | H3907 002 0 | |
| Humana Gold Plus H6622-054 | $0 | $7,950 | $615 | H6622 054 0 | |
| DEVOTED CORE 010 PA | $0 | $5,900 | $375 | H6852 010 0 | |
| DEVOTED GIVEBACK 011 PA | $0 | $9,250 | $605 | H6852 011 0 |
What is the average monthly premium for HMO plans?
On average, HMO plans in Elk cost $6.00 per month.
Which HMO plan is most popular in Elk?
The leading HMO in Elk is Community Blue Medicare HMO Signature (HMO), with 670 members.
How many HMO plans in Elk do not include drug coverage?
There are 2 HMO plans available in Elk without Part D benefits.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Security Blue HMO-POS Basic | $0 | $5,900 | N/A | H3957 043 2 | |
| Security Blue HMO-POS Deluxe | $138 | $4,500 | $0 | H3957 046 2 | |
| Security Blue HMO-POS Standard | $104 | $5,000 | $0 | H3957 045 2 | |
| Security Blue HMO-POS ValueRx | $36 | $5,500 | $0 | H3957 044 1 | |
| AARP Medicare Advantage from UHC PA-0002 | $0 | $6,700 | $440 | H5253 146 0 | |
| AARP Medicare Advantage from UHC PA-0003 | $39 | $5,900 | $440 | H5253 147 0 | |
| AARP Medicare Advantage Patriot No Rx PA-MA01 | $0 | $6,700 | N/A | H5253 152 0 | |
| Aetna Medicare Advantra Eagle Plus | $0 | $5,500 | N/A | H3959 041 0 | |
| Aetna Medicare Advantra Premier | $29 | $5,500 | $615 | H3959 002 0 | |
| Aetna Medicare Advantra Signature Plus | $0 | $5,500 | $500 | H3959 011 0 | |
| Wellcare Assist | $33 | $5,500 | $475 | H2915 011 0 | |
| Wellcare Patriot Giveback | $0 | $7,550 | N/A | H2915 013 0 | |
| Wellcare Simple | $0 | $6,200 | $615 | H2915 003 0 |
What is the leading HMO-POS plan in Elk?
Security Blue HMO-POS ValueRx (HMO-POS) is the most popular HMO-POS plan in Elk, with 295 enrollees.
What is the number of HMO-POS plans without Part D coverage in Elk?
4 HMO-POS plans in Elk do not include drug coverage.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 1
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 0
- $0 Premium PFFS
- 1
- Average MOOP
- $1,500
- Most Popular PFFS
- with 0 enrollees
- PFFS Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-163 | $0 | $1,500 | N/A | H8145 163 0 |
What is the typical premium for PFFS plans in Elk?
On average, PFFS plans in Elk cost $0.00 per month.
Which PFFS plan has the most enrollment in Elk?
The leading PFFS plan in Elk is , with 0 members.
How many PFFS options are available without prescription drug coverage in Elk?
There are 1 PFFS plans in Elk without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Elk County, PA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 30 | 65% |
| 3 Stars | 16 | 35% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 4% |
| Average Rating | 4.05 | |
In Elk County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Medicare Advantage Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Brockport, Johnsonburg, Kersey, Ridgway, Saint Marys, Weedville, Wilcox, and all other areas of Elk County, Pennsylvania.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Elk County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.