Understanding Medicare Special Needs Plans in New Castle County, Delaware
In New Castle County, DE, Medicare beneficiaries have access to 14 Special Needs Plans (SNPs) in 2027. Among them, 8 are available at a $0 premium. About 8,259 people in the County are enrolled, with 30% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
To see how SNPs fit with your other Medicare choices, explore all Medicare coverage options in New Castle County, DE.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 6
- Average Premium: $5.27/mo
- Beneficiaries Enrolled: 4,759
- $0 Premium D-SNPs: 2
- Zero Cost D-SNP Plans: 3
- Most Popular D-SNP: Highmark Health Options Duals (D-SNP) with 2,063 enrollees
- D-SNPs Without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Highmark Health Options Duals | $8 | HMO D-SNP | H7710 001 0 | |
| Highmark Health Options Duals Select | $8 | HMO D-SNP | H7710 002 0 | |
| Wellcare Delaware First Health Dual Align | $8 | HMO-POS D-SNP | H4661 003 0 | |
| Wellcare Delaware First Health Dual Select | $0 | HMO-POS D-SNP | H4661 005 0 | |
| AmeriHealth Caritas VIP Care | $8 | HMO D-SNP | H0738 001 0 | |
| AmeriHealth Caritas VIP Care Choice | $0 | HMO D-SNP | H0738 002 0 |
What is the total number of D-SNP options in New Castle County?
There are 6 D-SNP plans in 2027, covering 4,759 beneficiaries.
How much do D-SNP plans cost on average in New Castle County?
The average D-SNP premium is $5.27, with 2 costing $0.
What D-SNP plan has the highest enrollment in New Castle County?
Highmark Health Options Duals (D-SNP) is the most popular D-SNP in New Castle County, with 2,063 enrollees.
What is the total number of D-SNP options in New Castle County?
There are 6 D-SNP plans in 2027, covering 4,759 beneficiaries.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 1
- Average Premium
- $12.50/mo
- Beneficiaries Enrolled
- 213
- $0 Premium I-SNPs
- 0
- Average MOOP
- $19,700
- Most Popular I-SNP
- UHC Nursing Home Plan EX-F002 (I-SNP) with 213 enrollees
- I-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F002 | $13 | PPO I-SNP | H0710 017 0 |
What I-SNP plan has the highest enrollment in New Castle County?
UHC Nursing Home Plan EX-F002 (I-SNP) is the most popular I-SNP in New Castle County, with 213 enrollees.
What is the total number of I-SNP options in New Castle County?
There are 1 I-SNP plans in 2027, covering 213 beneficiaries.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| UHC Complete Care DE-4 | $0 | HMO-POS C-SNP | H5253 179 0 | |
| UHC Complete Care Support DE-5A | $0 | HMO-POS C-SNP | H5253 200 0 | |
| Aetna Medicare Chronic Care | $0 | HMO C-SNP | H3959 084 0 | |
| Aetna Medicare Chronic Care Total | $0 | HMO C-SNP | H3959 083 0 | |
| HealthSpring Achieve | $40 | HMO C-SNP | H2108 029 0 | |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 004 DE | $0 | PPO C-SNP | H0413 004 0 | |
| DEVOTED C-SNP CHOICE PLUS 003 DE | $0 | PPO C-SNP | H0413 003 0 |
What is the average premium for C-SNP plans in New Castle County?
On average, C-SNP plans in New Castle County cost $5.71 per month.
Which C-SNP is the most popular in New Castle County?
The leading C-SNP in New Castle County is UHC Complete Care Support DE-5A (C-SNP), with 1,156 members.
How many C-SNP plans are available in New Castle County?
In 2027, New Castle County offers 7 C-SNPs with 3,287 enrollees.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Special Needs Plan
- Licensed Agent Assistance: For one-on-one guidance, call 1-833-748-3201 (TTY 711). Licensed agents are available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Bear, Newark, Claymont, Delaware City, Hockessin, Middletown, New Castle, Townsend, Wilmington, and all other areas of New Castle County, Delaware. For a broader statewide overview, see Medicare plan options in Delaware.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare SNP plans available in New Castle County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.