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American Health Advantage of Indiana (HMO I-SNP) Costs & Coverage — Lawrence County, Indiana

CMS Rating:☆☆☆☆☆(0.0 out of 5 stars*)

American Health Advantage of Indiana (HMO I-SNP) is a Institutional Medicare Special Needs Plan identified by CMS Plan-ID H9690-001-0 offered by American Health Advantage of Indiana for the 2026 plan year.

The most recent CMS enrollment data shows an estimated 484 beneficiaries enrolled in this plan, with 38 in Lawrence County.

Last update:

American Health Advantage of Indiana Overview

2026 Medicare Special Needs Plan Overview for H9690-001-0
Plan Overview for H9690-001-0
CMS Plan ID: H9690-001-0
Plan Type: HMO I-SNP
Plan Year: 2026
Monthly Premium: $38.40
Plus your Medicare Part B premium.
Medical Deductible: $0.00
Maximum Out-of-Pocket: $9250.00 (In-Network)
Part B Give Back: Not offered
Prescription Drug Coverage: Basic, $615.00 deductible
Additional Benefits: Dental, Vision, Hearing
Service Area: Lawrence County, IN
Enrollment (Nationwide): 484 beneficiaries
Enrollment (CMS – Local)38 beneficiaries in Lawrence County
Provided By: American Health Advantage of Indiana
If you qualify for Original Medicare and a Medicare Advantage Plan but don't know where to begin, our HealthCompare licensed insurance agents[1] are available at 1-833-748-3201 (TTY 711) to answer your questions (M-F 8AM-10PM, Sat 9AM-8PM EST) and help you enroll. There's no obligation.

To learn more about your plan options, costs, and enrollment periods without agent assistance, try our helpful Medicare Resources below (click to open).

Eligibility and Plan Network

Eligibility Requirements

  1. American Health Advantage of Indiana is an Institutional Special Needs Plan (I-SNP) for individuals living in an institution or requiring nursing-level care at home.
  2. This plan accomodates individuals in a long-term care facility. It is also available to people who need the level of care given in a long-term care facility who can remain at home or live in an assisted living facility.
Eligibility requirements for American Health Advantage of Indiana HMO I-SNP (H9690-001-0)
Special Needs Plan Type: Institutional Special Needs Plan (I-SNP)
Medicare Requirement: Must have both Medicare Part A and Part B
Special Needs Requirement: This plan accomodates individuals in a long-term care facility. It is also available to people who need the level of care given in a long-term care facility who can remain at home or live in an assisted living facility.
Service Area Requirement: Must live in the plan's designated service area
Prescription Drug Coverage: Prescription drug coverage is included.

Plan Network

This plan uses a Health Maintenance Organization (HMO) network, meaning covered services are primarily provided by in-network doctors and facilities. Referrals are typically required for specialist care. Emergency services and out-of-area dialysis are covered outside the network.

5-Star Rating Marks

Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates Medicare Advantage HMO I-SNPs across nine broad categories using a 5-star rating system. These star ratings provide insight into the quality of care and service you can expect from this American Health Advantage of Indiana plan.

2026 Medicare Star Ratings for Contract H9690
CMS Measure Star Rating
2026 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines Plan too new to be measured
Managing Chronic (Long Term) Conditions Plan too new to be measured
Member Experience with Health Plan Plan too new to be measured
Complaints and Changes in Plans Performance Plan too new to be measured
Health Plan Customer Service Plan too new to be measured
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan Plan too new to be measured
Member Experience with the Drug Plan Plan too new to be measured
Drug Safety and Accuracy of Drug Pricing Plan too new to be measured

Covered Services & Costs

Office Visits

This plan lists in-network cost sharing for primary care and specialist visits, along with related office-based services.

Primary care and specialist visit costs for this plan.
Covered Service In-Network Cost
Primary: In-network: $0 copay
Specialist: In-network: 0%-20% coinsurance

Preventive and Wellness Services

Preventive and wellness benefits may include routine exams, telehealth, fitness programs, health education, and other in-network services.

Preventive and wellness service costs and benefits for this plan.
Covered Service In-Network Cost
Annual wellness exam: Not covered
Telehealth benefit: In-network: $0 copay
Routine chiropractic: Not covered
Fitness benefits: Not covered
Health education: Not covered
Counseling services: Not covered
Over-the-counter drug benefits: Not covered
Health transportation (non-emergency): In-network: $0 copay

Diagnostic, Lab, and Imaging Services

Diagnostic coverage includes in-network cost sharing for lab tests, x-rays, radiology, and other diagnostic procedures used to evaluate health conditions.

Diagnostic, laboratory, and imaging service costs for this plan.
Covered Service In-Network Cost
Diagnostic radiology services: In-network: 20% coinsurance
Lab services: In-network: $0 copay
Outpatient x-rays: In-network: 20% coinsurance
Diagnostic tests and procedures: In-network: 20% coinsurance

Emergency and Urgent Care Services

Emergency and inpatient coverage includes cost sharing for urgent care, emergency room visits, ambulance transportation, hospital stays, and skilled nursing facility care.

Emergency, urgent care, hospital, ambulance, and skilled nursing costs for this plan.
Covered Service In-Network Cost
Emergency room care: 20% coinsurance
Worldwide emergency care: Not covered
Urgent care: 20% coinsurance
Inpatient hospital care: Tier 1 | $0 per day for days 1-60 | $419 per day for days 61-90 | $838 per day for days 91-150
Skilled Nursing Facility: Tier 1 | $0 per day for days 1-20 | $0 per day for days 21-100
Ground ambulance: In-network: 20% coinsurance

Mental Health Services

Mental health coverage includes in-network cost sharing for outpatient individual and group therapy, as well as inpatient psychiatric hospital care.

Mental health therapy and inpatient psychiatric care costs for this plan.
Covered Service In-Network Cost
Outpatient individual therapy: In-network: 0%-20% coinsurance
Outpatient group therapy: In-network: 0%-20% coinsurance
Inpatient psychiatric hospital care: Tier 1 | $0 per day for days 1-60 | $419 per day for days 61-90 | $838 per day for days 91-150

Rehabilitation Services

Rehabilitation coverage includes in-network cost sharing for physical therapy, speech and language therapy, and occupational therapy services.

Physical, speech, and occupational therapy costs for this plan.
Covered Service In-Network Cost
Physical therapy and speech and language therapy: In-network: 0%-20% coinsurance
Occupational therapy: In-network: 0%-20% coinsurance

Medical Equipment and Supplies

Medical equipment coverage includes in-network cost sharing for diabetes supplies, durable medical equipment, prosthetics, and related supplies.

Diabetes supplies, durable medical equipment, and prosthetic costs for this plan.
Covered Service In-Network Cost
Diabetes supplies: In-network: $0 copay
Durable medical equipment: In-network: 20% coinsurance
Prosthetics: In-network: 20% coinsurance

Medicare Part B Drugs

Medicare Part B drug coverage includes in-network cost sharing for chemotherapy and other medications covered under Medicare Part B.

Chemotherapy and other Medicare Part B-covered drug costs for this plan.
Covered Service In-Network Cost
Chemotherapy: In-network: 0%-20% coinsurance
Other Part B drugs (Medicare-covered): In-network: 0%-20% coinsurance

Dental Services

Dental coverage includes in-network cost sharing for preventive care, exams, x-rays, cleanings, and comprehensive dental procedures.

Preventive and comprehensive dental service costs for this plan.
Covered Service In-Network Cost
Oral exam: Not covered
Dental x-rays: Not covered
Cleaning: Not covered
Periodontics: Not covered
Endodontics: Not covered
Restorative services: Not covered
Implant services: Not covered
Orthodontics: Not covered
Oral/Maxillofacial surgery: Not covered

Vision Services

Vision coverage includes in-network cost sharing for routine eye exams, contact lenses, eyeglass frames and lenses, and related eyewear services.

Routine eye exams, contact lenses, and eyewear costs for this plan.
Covered Service In-Network Cost
Routine eye exam: In-network: $0 copay
Contact lenses: In-network: $0 copay
Eyeglass frames only: In-network: $0 copay
Eyeglass lenses only: In-network: $0 copay
Eyeglasses (frames & lenses): In-network: $0 copay
Upgrades: In-network: $0 copay

Hearing Services

Hearing coverage includes in-network cost sharing for hearing exams, fittings and evaluations, prescription hearing aids, and over-the-counter hearing aids.

Hearing exams, fittings, and hearing aid costs for this plan.
Covered Service In-Network Cost
Hearing exam: In-network: $0 copay
Fitting/evaluation: In-network: $0 copay
Prescription hearing aids: In-network: $0 copay
OTC hearing aids: Not covered

Additional and Special Needs Services

Additional benefits may include in-network services for adult day health, palliative care, personal emergency response systems, weight management, alternative therapies, and home safety needs.

Additional and special needs service costs and benefits for this plan.
Covered Service In-Network Cost
Adult day health services: Not covered
Home-based palliative care: Not covered
Personal emergency response system: Not covered
Weight management programs: Not covered
Wigs for chemotherapy-related hair loss: Not covered
Alternative therapies: Not covered
Massage therapy: Not covered
Home/bathroom safety devices: Not covered

American Health Advantage of Indiana covers 100% of certain preventive services as a required Part B benefit.

Prescription Drug Coverage

Part D Coverage Level (Benefit Design)

American Health Advantage of Indiana includes a basic benefit Medicare Part D plan (PDP). This simply means that the plan covers the minimum amount required by the Centers for Medicare & Medicaid Services, whereas enhanced benefit plans cover more.

Plan Premium

The following table outlines the prescription drug plan premium details of this plan.

Medicare Part D Premium Breakdown for American Health Advantage of Indiana (HMO I-SNP)
Part D Premium Component Amount
Basic Part D Premium: $38.40
Supplemental Part D Premium: $0.00
Total Part D Premium: $38.40
Low Income Premium Subsidy: $38.44
Low Income Premium Subsidy CMS Pays: $38.40
Low Income Subsidy Premium: $0.00

For more information about the Low Income Subsidy, refer to the Social Security Extra Help page.

Plan Deductible

The Medicare Part D annual deductible with this plan is $615.00. This is the amount you must pay at the pharmacy before American Health Advantage of Indiana begins paying its share.

Out-of-Pocket Costs

In addition to the plan's monthly premium and deductible, American Health Advantage of Indiana has out-of-pocket costs that you must pay when you pick up your prescriptions. The following table shows you those costs.

Prescription Drug Tier Pricing for American Health Advantage of Indiana (HMO I-SNP)
Drug Tier Retail Mail Order
Brand-name drugs25% coinsuranceComing soon
Generic drugs25% coinsuranceComing soon
*Deductible does not apply.

Contact American Health Advantage of Indiana

Call 833-748-3201 (TTY 711) to speak with a licensed HealthCompare insurance agent (M-F 8AM-10PM, Sat 9AM-8PM EST) and learn more about this plan and other plans on this site. You may also Enroll Online .

American Health Advantage of Indiana Plan Contact Details for American Health Advantage of Indiana (HMO I-SNP)
Contact Type Details
Website: American Health Advantage of Indiana Plan Page
New Members: 1-844-657-0447
Existing Members: 1-844-657-0447
Plan Address: 201 Jordan Road | Suite 200 | Franklin, TN 37067
Medicare Plan Decision Resources
Medicare Plan Data Sources and Methodology
Primary CMS datasets used to compile information about Plan ID H9690-001-0
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services 202608
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2026
Plan Benefits Package Centers for Medicare & Medicaid Services 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-08
Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
American Health Advantage of Indiana (official source) http://in.AmHealthPlans.com October 13, 2025
CMS.gov Institutional Special Needs Plans (I-SNPs) September 20, 2025
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 5 May, 2025

Medicare.org independently compiles and interprets Medicare plan information using data published by the Centers for Medicare & Medicaid Services (CMS), official plan information, and other authoritative Medicare sources. The sources used for this plan are documented below.

Medicare.org is an independent Medicare information and enrollment resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Enrollment assistance is provided through HealthCompare, an Allstate company.