Understanding Medicare Special Needs Plans in Franklin County, Missouri
For 2026, residents of Franklin County, MO can choose from 23 Special Needs Plan options. Of these, 4 cost nothing beyond the Part B premium. Enrollment in the County is about 1,990, with 48% of SNPs achieving 4 stars or better. SNPs are not available to everyone — eligibility is limited to people with dual Medicare/Medicaid coverage, qualifying chronic conditions, or institutional care needs.
Last update: . Enrollment data last updated: March 12, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans
- 13
- Average Premium
- $31.35/mo
- Beneficiaries Enrolled
- 1,543
- $0 Premium D-SNPs
- 0
- Zero Cost D-SNPs
- 10
- Most Popular D-SNP
- UHC Dual Complete MO-S3 (D-SNP) with 620 enrollees
- D-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-006 | $27 | PPO D-SNP | H7617-006-0 | |
| UHC Dual Complete MO-S002 | $43 | PPO D-SNP | H2001-040-0 | |
| UHC Dual Complete MO-S001 | $25 | HMO-POS D-SNP | H0169-002-0 | |
| UHC Dual Complete MO-S3 | $43 | HMO-POS D-SNP | H0169-009-0 | |
| UHC Dual Complete MO-V001 | $14 | HMO-POS D-SNP | H0169-008-0 | |
| Aetna Medicare Dual | $35 | HMO D-SNP | H5325-005-0 | |
| Aetna Medicare Full Dual | $30 | HMO D-SNP | H5325-014-0 | |
| Anthem Full Dual Advantage | $33 | HMO D-SNP | H3447-018-0 | |
| Anthem Full Dual Advantage 2 | $24 | HMO D-SNP | H3447-053-0 | |
| HumanaChoice SNP-DE H5216-164 | $28 | PPO D-SNP | H5216-164-0 | |
| Wellcare Dual Access | $32 | HMO-POS D-SNP | H1664-005-0 | |
| Wellcare Dual Access Open | $40 | PPO D-SNP | H7518-003-0 | |
| Wellcare Dual Reserve | $33 | HMO-POS D-SNP | H1664-012-0 |
What is the average premium for D-SNP plans in Franklin County?
On average, D-SNP plans in Franklin County cost $31.35 per month.
Which D-SNP is the most popular in Franklin County?
The leading D-SNP in Franklin County is UHC Dual Complete MO-S3 (D-SNP), with 620 members.
How many D-SNP plans are available in Franklin County?
In 2026, Franklin County offers 13 D-SNPs with 1,543 enrollees.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans 5
- Average Premium $34.40/mo
- Beneficiaries Enrolled 36
- $0 Premium I-SNPs 1
- Average MOOP $16,300
- Most Popular I-SNP Provider Partners Missouri Advantage Plan (I-SNP) with 36 enrollees
- I-SNPs Without Drug Coverage 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Provider Partners Missouri Advantage Plan | $43 | HMO I-SNP | H9191-001-0 | |
| Provider Partners Missouri Community Plan | $0 | HMO I-SNP | H9191-004-0 | |
| Provider Partners Missouri Essential Plan | $43 | HMO I-SNP | H9191-005-0 | |
| American Health Advantage of Missouri | $43 | HMO I-SNP | H4490-001-0 | |
| American Health Advantage of Missouri Choice | $43 | HMO I-SNP | H4490-003-0 |
What is the typical monthly premium for I-SNPs in Franklin County?
On average, I-SNP plans in Franklin County cost $34.40 per month.
Which I-SNP plan do most institutionalized beneficiaries choose in Franklin County?
The leading I-SNP in Franklin County is Provider Partners Missouri Advantage Plan (I-SNP), with 36 members.
How many Institutional SNPs are offered in Franklin County?
In 2026, Franklin County offers 5 I-SNPs with 36 enrollees.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans
- 5
- Average Premium
- $17.22/mo
- Beneficiaries Enrolled
- 411
- $0 Premium C-SNPs
- 3
- Average MOOP
- $12,360
- Most Popular C-SNP
- Humana Gold Plus - Diabetes and Heart (C-SNP) with 255 enrollees
- C-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| UHC Complete Care MO-1 | $0 | PPO C-SNP | H2001-055-0 | |
| Aetna Medicare Chronic Care | $0 | HMO C-SNP | H2663-102-0 | |
| Humana Gold Plus - Diabetes and Heart | $0 | HMO C-SNP | H0028-051-0 | |
| UHC Complete Care AM-1 | $56 | Regional PPO C-SNP | R3444-009-0 | |
| UHC Complete Care Support AM-1A | $30 | Regional PPO C-SNP | R3444-008-0 |
What C-SNP plan has the highest enrollment in Franklin County?
Humana Gold Plus - Diabetes and Heart (C-SNP) is the most popular C-SNP in Franklin County, with 255 enrollees.
What is the total number of C-SNP options in Franklin County?
There are 5 C-SNP plans in 2026, covering 411 beneficiaries.
Choosing the right Medicare Special Needs Plan (SNP) in Franklin County depends on enrolling at the right time. Understanding the different enrollment periods will help ensure that you get the coverage that best meets your needs.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
SNP Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Beaufort, Catawissa, Gerald, Labadie, Leslie, Lonedell, New Haven, Pacific, Robertsville, Saint Clair, Sullivan, Union, Villa Ridge, Washington, and all other areas of Franklin County, Missouri.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed March 12, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Franklin County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.