Learning Center

Can Medigap Help Pay for Long-Term Care?

Can Medigap Help Pay for Long-Term Care?

Everyone faces medical problems from time to time, and most can be resolved through a simple visit with a doctor. In more complicated situations, however, hospital care or care in a skilled nursing facility may be required. Treatment in one of these facilities is typically short-term in nature, lasting a…

Avoiding Holiday Blues During COVID

Just about everyone has experienced or knows someone who has experienced feelings of loneliness, isolation, sadness, anxiety, and emptiness during the holidays. These feelings that come about during festive times are referred to as Holiday Blues. The reasons for a melancholy mood can vary from the loss of a loved…

Medicare Supplement (Medigap) Plan F

If you are turning 65 soon, you may be considering your Medicare options. As you explore ways to expand coverage and protect yourself from potentially overwhelming medical expenses now and in the years ahead, you may consider purchasing supplemental insurance to help you pay for some of the healthcare costs…

How Does Medicare Determine Your Income?

Original Medicare is two-fold, comprised of Part A (hospital insurance) and Part B (medical insurance). They differ not only in the Medicare benefits covered but also in how the premiums are determined. Part A premium based on credits earned Most people eligible for Part A have premium-free coverage. The premium…

Does Medicare Cover Facial Feminization Surgery?

Facial feminization surgery (FFS) is undertaken to reconstruct masculine facial features to present a feminine form. The objective is to soften the facial aspects that are commonly considered masculine such as the nasal shape and bone structure. Soft tissue in the face or neck may also be altered. Medicare Benefits…

Do Medicare Advantage Plans Follow CMS Guidelines?

If you are 65 years old, younger than 65 with a disability, or have end-stage rental disease, you are eligible for the U.S. federal health insurance program known as Original Medicare. Ever since its beginning in 1965, Medicare has provided medical services to millions of people for free or at…

Do Social Security Benefits Start the Month of Your Birthday?

Deciding when to apply for Social Security is an important decision, and for some people, a very difficult decision to make. Understanding when you are eligible to receive your Social Security benefits can help you plan ahead for your retirement. When To Enroll in Retirement Benefits The choice to begin…

Does Medicare Cover Palliative Care?

For people living with a serious, life-limiting illness, palliative care provides specialized medical support for the patient and their families. Throughout the palliative care process, health care providers focus on relieving symptoms, but also address the emotional toll the illness is taking on the patient and their loved ones. The…