How can I qualify for Medicare before I’m 65? 

Medicare was first envisioned as a federal benefits program for everyone, but by the time the Medicare and Medicaid Act was signed into law by President Johnson in 1965, Medicare was designated to provide benefits to Americans age 65 and older. Although seniors are the largest demographic to use Medicare…

Do you need to work with a Medicare insurance agent? 

Even though the concept of Medicare is fairly simple, navigating the process of enrolling in a plan can seem complicated. You may be eligible to enroll in Original Medicare when you turn 65, but exploring your options can get a bit complicated. Plan providers employ their own sales agents who…

How can I lower my Medicare monthly premiums? 

Medicare offers coverage for a range of medical costs, including regular visits to your doctor’s office, prescription medications that you purchase from a local pharmacy and even surgery and hospitalization. Although most Medicare recipients receive Medicare Part A, the inpatient benefit, at no cost, there are premiums required for other…

What should I do when I get close to Medicare eligibility? 

If you haven’t qualified for Medicare due to disability, Medicare eligibility begins the year you turn 65. As you approach Medicare eligibility, there are some things to take care of to make the transition run smoother. If you’re nearing retirement age and are considering your Medicare options, below are some…

What Benefits Are Offered By Part C Plans? 

Medicare Part C is an alternative to Original Medicare, which is the healthcare program administered by the federal government. Part C plans, also known as Medicare Advantage plans, will give you the same Part A and Part B coverage you’d get under Original Medicare with additional benefits. Some of these…

Is Medicare Physical Therapy Covered at Home? 

Physical therapy is a first-line treatment for many injuries and illnesses. The goal of physical therapy is usually to rehabilitate an injury instead of cure a condition; however, physical therapy may be used during the course of more intensive treatments or after surgery. For many people, physical therapy services are…

How Can I Sign Up for Medicare Benefits? 

Medicare is a health insurance plan for people who are 65 or older, unless you qualify under the age of 65 because you have been getting certain disability benefits, or have been diagnosed with ALS or End-Stage Renal Disease. Some people will automatically enroll in Medicare, while others will have…

When Can I Sign Up for Medicare?

If you are turning 65 or qualify for Medicare under 65 due to certain disabilities, learning how to sign up is the first step in getting access to coverage that can provide the care and protection you need.  If you are nearing your birthday and want to understand how to…