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Although Medicare is a budget-friendly way to pay for medical expenses in retirement, the program itself is not without costs. For many seniors, premium payments must be made monthly in order to utilize benefits, and many plans also have deductibles that must be met before benefits begin to apply toward…

If you’re going to be eligible for Medicare health care insurance soon, you might be in the process of weighing your coverage options. Is enrolling in Original Medicare Parts A and B right for you? Or should you consider enrolling in a Part C Medicare Advantage plan? It’s a fact…

Medicare benefits play an important role in the lives of millions of seniors and some disabled people under the age of 65. The Medicare program got its start in 1965, and since that time, it has gone on to become vital in ensuring the healthcare and financial well-being of seniors…

In the United States, the full retirement age was 65 for many years, and this is probably why most people associate the age of 65 with retirement. However, in 1983 the U.S. Congress raised the age for full retirement, affecting people who had been born as early as 1938. Now,…

If you face challenges regarding flexibility, mobility, strength and joint pain, physical therapy is likely a part of your life. Physical therapy is one of the most common ways to treat ailments that affect joints and muscles, and this non-invasive approach is typically considered before moving onto more invasive methods…

Hospice care comes at a time when families need help the most. A hospice program not only provides palliative health care services for the terminally ill patient, but it also provides support to the patient’s loved ones.  Palliative care focuses on providing comfort, quality of life, and pain relief rather…

If you are soon to be one of the 62.6 million people in the U.S. who are enrolled in Medicare, you might be wondering what it’s all about. Medicare is run by the federal government and provides health insurance benefits for people 65 and older, and for younger people who…

Obtaining Medicare coverage may sound simple, but there are many plans and providers to choose from. To make matters more complicated, Medicare plans include different parts of the Medicare program that cover different things, and this can sometimes make it difficult for seniors with complex health issues to find exactly…

As people enter their senior years, many find that their health care needs, and their economic capabilities, are much different than they were when they were younger. They often find themselves looking for health care insurance that can stand up to their life changes. If you’ve reached the age where retirement…