Medicare Advantage Plans in Spartanburg County, SC:
Your Complete 2027 Guide
Spartanburg County, SC offers 51 Medicare Advantage plans in 2027. This includes 40 with $0 monthly premiums. Currently, about 28,687 beneficiaries in the County are enrolled, and 55% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Spartanburg County, SC here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Spartanburg County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 32
- Average Premium $9.76/mo
- Beneficiaries Enrolled 16,497
- $0 Premium PPOs 25
- Average MOOP $8,723
- Most Popular PPO DEVOTED CHOICE GIVEBACK 002 SC (PPO) with 3,292 enrollees
- PPOs Without Drug Coverage 10
What is the most popular PPO plan in Spartanburg?
DEVOTED CHOICE GIVEBACK 002 SC (PPO) is the top PPO in Spartanburg, with 3,292 enrollees.
What is the number of PPO plans without Part D coverage in Spartanburg?
There are 10 PPO plans in Spartanburg without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 11
- Average Premium
- $4.18/mo
- Beneficiaries Enrolled
- 10,218
- $0 Premium HMOs
- 9
- Average MOOP
- $8,073
- Most Popular HMO
- Humana Gold Plus H5619-152 (HMO) with 5,504 enrollees
- HMOs Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| DEVOTED CORE 001 SC | $0 | $5,900 | $650 | H3041 001 0 | |
| Humana Gold Plus Giveback H5619-169 | $0 | $9,850 | $700 | H5619 169 0 | |
| Humana Gold Plus H5619-152 | $0 | $9,850 | $450 | H5619 152 0 | |
| Humana Gold Plus H5619-171 | $0 | $9,850 | $550 | H5619 171 0 | |
| Aetna Medicare Enhanced | $39 | $8,200 | $300 | H3146 040 0 | |
| Aetna Medicare Signature | $0 | $8,200 | $500 | H3146 014 0 | |
| Aetna Medicare Signature Extra | $0 | $8,200 | $400 | H3146 050 0 | |
| Aetna Medicare Value Plus | $7 | $8,200 | $500 | H3146 011 0 | |
| HealthSpring Courage | $0 | $6,700 | N/A | H7020 005 0 | |
| HealthSpring Preferred | $0 | $7,150 | $500 | H7020 011 2 | |
| HealthSpring Preferred Savings | $0 | $6,700 | $600 | H7020 010 2 |
What is the typical premium for HMO plans in Spartanburg?
On average, HMO plans in Spartanburg cost $4.18 per month.
Which HMO plan do most beneficiaries choose in Spartanburg?
The leading HMO in Spartanburg is Humana Gold Plus H5619-152 (HMO), with 5,504 members.
How many HMO options are offered without prescription drug coverage in Spartanburg?
There are 1 HMO plans available in Spartanburg without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 7
- Average Premium $7.00/mo
- Beneficiaries Enrolled 1,668
- $0 Premium HMO-POS 6
- Average MOOP $7,829
- Most Popular HMO-POS AARP Medicare Advantage from UHC SC-0005 (HMO-POS) with 688 enrollees
- HMO-POS Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC SC-0005 | $0 | $7,150 | $685 | H5322 040 0 | |
| AARP Medicare Advantage from UHC SC-0006 | $49 | $7,150 | $685 | H5322 044 0 | |
| AARP Medicare Advantage Patriot No Rx SC-MA01 | $0 | $7,150 | N/A | H5322 043 0 | |
| Wellcare Assist | $0 | $7,100 | $700 | H4847 005 0 | |
| Wellcare Giveback | $0 | $9,850 | $700 | H4847 007 0 | |
| Wellcare Patriot Giveback | $0 | $9,250 | N/A | H4847 006 0 | |
| Wellcare Simple | $0 | $7,150 | $700 | H4847 001 0 |
What is the total number of HMO-POS plans in Spartanburg?
In 2027, Spartanburg has 7 HMO-POS plans, with 1,668 enrollees.
How much do HMO-POS plans cost on average in Spartanburg?
The mean monthly HMO-POS premium is $7.00, and 6 have no premium.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 1
- Average Premium
- $56.00/mo
- Beneficiaries Enrolled
- 304
- $0 Premium PFFS
- 0
- Average MOOP
- $9,850
- Most Popular PFFS
- Humana Gold Choice H8145-069 (PFFS) with 304 enrollees
- PFFS Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-069 | $56 | $9,850 | $700 | H8145 069 0 |
- What is the average monthly premium for PFFS plans?
- On average, PFFS plans in Spartanburg cost $56.00 per month.
- Which PFFS plan is most popular in Spartanburg?
- The leading PFFS plan in Spartanburg is Humana Gold Choice H8145-069 (PFFS), with 304 members.
- How many PFFS plans in Spartanburg do not include drug coverage?
- There are 0 PFFS plans in Spartanburg without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Spartanburg County, SC for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 28 | 55% |
| 3 Stars | 23 | 45% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.78 | |
For residents of Spartanburg County, signing up for a Medicare Advantage plan isn’t just about benefits—it’s about timing. Learning the key enrollment periods ensures you don’t lose access to the coverage that works best for you.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at 1-833-748-3201 (TTY 711), available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Spartanburg, Boiling Springs, Campobello, Chesnee, Cowpens, Duncan, Enoree, Inman, Landrum, Lyman, Moore, Pacolet, Pauline, Roebuck, Wellford, Woodruff, and all other areas of Spartanburg County, South Carolina. For a broader view of coverage choices across the state, see Medicare plan options in South Carolina.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Spartanburg County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.