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There are two primary ways to get your Medicare coverage—Original Medicare or a Medicare Advantage Plan. Use these steps to help you decide which way you would prefer to receive your Medicare benefits ... READ MORE
Who Pays First If I Have Other Health Coverage? If you have Medicare and other health coverage, each type of coverage is called a "payer.” When there's more than one payer, "coordination of benefits” ... READ MORE
What is a Qualified Medicare Beneficiary (QMB) Program? The QMB program is a state program that helps covers the cost of Medicare premiums, deductibles and coinsurance that Medicare beneficiaries usua ... READ MORE
If you suspect errors, fraud, or abuse when you use Medicare—or if someone tries to sell you a product or service you don’t need—report it. Learn what to look for, and get details about preventing and ... READ MORE
You may never need to move into any type of assisted living facility, but life can be unpredictable. Even though there are government programs that might be able to help you pay for some of the costs ... READ MORE
I'm Ready to Retire…Now What? If you're ready to retire, first and foremost, congratulations! There are probably a lot of questions going through your mind, but there's no need to worry! You've come t ... READ MORE
When Can I Enroll? Most people are automatically enrolled in Medicare when they turn 65, but some will need to sign up. When you are first eligible for Medicare, you have a 7-month initial enrollment ... READ MORE
Long-term care insurance (LTCI) is a contractual arrangement that pays a selected dollar amount per day for a selected period of time for skilled, intermediate, or custodial care in nursing homes and ... READ MORE
Current members and veterans of the U.S. Armed Forces face unique challenges and circumstances. Not only have they been tasked with the great responsibility of protecting our country, they must also p ... READ MORE
If you're 62 years of age or older with equity in your home, a reverse mortgage may turn that equity into cash. You may use the money to repay your existing mortgage, then take any remaining funds as ... READ MORE
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The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.
Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change on January 1, of each year.
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please click on the carrier’s link below.
Blue Cross Blue Shield - Illinois
Blue Cross Blue Shield - Montana
Blue Cross Blue Shield - New Mexico
Blue Cross Blue Shield - Oklahoma
Blue Cross Blue Shield - Texas
Blue Shield of California
Capital Blue Cross
Cigna Health Spring
Premera Blue Cross
Scott & White
Vibra Health Plan
Last Revised 11/15/2017