Learning Center

Any time you have questions concerning your Medicare insurance coverage, you can use the various tools that the Centers for Medicare & Medicare Services (CMS) and the Social Security Administration have put in place for your assistance. You can speak to a Medicare representative by calling their official toll-free phone…

Ever since 1935, the United States Railroad Retirement Board (RRB) has been administering social insurance and retirement benefits to all railroad workers in the country. Railroad workers do not receive their retirement benefits from the U.S. Social Security Administration as other workers do. While the RRB provides railroad workers and…

From 1999 to 2019, Medicare Advantage (Part C) enrollment almost doubled, as reported by Henry J. Kaiser Family Foundation (KFF), rising from 18% of Medicare beneficiaries to over 34% across this time period. The Congressional Budget Office (CBO) expects sign-ups to increase to about 47% by 2029, noting that Medicare…

More and more people are starting to work past the traditional retirement age of 65 and continue to get healthcare benefits through their employer. When this happens, and they also have Medicare benefits, questions arise. Understanding how Medicare works with your employer’s health insurance benefits or your spouse’s job can…

Have you heard of the Medicare “donut hole?” Maybe you just enrolled in Medicare Part D to help with your prescription drug coverage. If so, you could wonder about the different Part D benefit stages. There is a coverage gap known as the donut hole that you have to be…

The cost of Medicare benefits in the form of premiums, coinsurance, copayments and deductibles can raise concerns about affordability, especially when you are on a limited income. For Medicare recipients under a certain income and asset level, Medicare benefits can be cost prohibitive. A Medicare Savings Program (MSP) is designed…

Your deductible is the amount of money you have to pay for your prescriptions and healthcare before Original Medicare, other insurance, or your prescription drug plan starts paying for your healthcare expenses. The Medicare Part B deductible for 2020 is $198 in 2020. This deductible will reset each year, and…

The Centers for Medicare & Medicaid Services (CMS) manages the social health programs called Medicare and Medicaid. These programs are specially designed to help disabled, senior, and low-income people afford health coverage. These two health insurances cover two different population sectors. Medicaid helps low-income individuals while Medicare benefits are available…

Cataracts are the leading cause of blindness in the world, and more than 50% more adults over 80 in the United States choose to have cataract surgery. Most of the people in this age group have Medicare insurance. It’s important to know what aspects of your cataract surgery your Medicare…