Medicare Advantage Plans in Lancaster County, PA:
Your Complete 2026 Guide
In Lancaster County, PA, Medicare beneficiaries have 82 Medicare Advantage plans to consider for 2026. Among them, 47 are offered at a $0 premium. About 48,724 people in the County are currently enrolled, and 68% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Lancaster County, PA here.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 48
- Average Premium $34.24/mo
- Beneficiaries Enrolled 42,313
- $0 Premium PPOs 26
- Average MOOP $6,813
- Most Popular PPO Community Blue Medicare PPO Signature (PPO) with 11,367 enrollees
- PPOs Without Drug Coverage 6
What is the total number of PPO plans offered in Lancaster?
There are 48 PPO plans in 2026, covering 42,313 beneficiaries.
How much do PPO plans cost on average in Lancaster?
The average PPO premium is $34.24, with 26 costing $0.
What is the most popular PPO plan in Lancaster?
Community Blue Medicare PPO Signature (PPO) is the top PPO in Lancaster, with 11,367 enrollees.
What is the number of PPO plans without Part D coverage in Lancaster?
There are 6 PPO plans in Lancaster without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 24
- Average Premium
- $35.07/mo
- Beneficiaries Enrolled
- 4,704
- $0 Premium HMOs
- 13
- Average MOOP
- $6,473
- Most Popular HMO
- Community Blue Medicare HMO Signature (HMO) with 1,558 enrollees
- HMOs Without Drug Coverage
- 2
What is the average monthly premium for HMO plans?
On average, HMO plans in Lancaster cost $35.07 per month.
Which HMO plan is most popular in Lancaster?
The leading HMO in Lancaster is Community Blue Medicare HMO Signature (HMO), with 1,558 members.
How many HMO plans in Lancaster do not include drug coverage?
There are 2 HMO plans available in Lancaster without Part D benefits.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC PA-0002 | $0 | $6,700 | $440 | H5253 146 0 | |
| AARP Medicare Advantage Patriot No Rx PA-MA01 | $0 | $6,700 | N/A | H5253 152 0 | |
| Aetna Medicare Advantra Eagle Plus | $0 | $5,500 | N/A | H3959 041 0 | |
| Aetna Medicare Advantra Enhanced | $48 | $7,500 | $615 | H3959 039 0 | |
| Wellcare Assist | $33 | $5,500 | $475 | H2915 011 0 | |
| Wellcare Patriot Giveback | $0 | $7,550 | N/A | H2915 013 0 | |
| Wellcare Simple | $0 | $6,200 | $615 | H2915 003 0 |
What is the leading HMO-POS plan in Lancaster?
Aetna Medicare Advantra Eagle Plus (HMO-POS) is the most popular HMO-POS plan in Lancaster, with 558 enrollees.
What is the number of HMO-POS plans without Part D coverage in Lancaster?
3 HMO-POS plans in Lancaster do not include drug coverage.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 3
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 140
- $0 Premium PFFS
- 3
- Average MOOP
- $5,100
- Most Popular PFFS
- Humana Gold Choice H8145-052 (PFFS) with 123 enrollees
- PFFS Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-052 | $0 | $7,100 | $615 | H8145 052 0 | |
| Humana Gold Choice H8145-055 | $0 | $6,700 | N/A | H8145 055 0 | |
| Humana Gold Choice H8145-163 | $0 | $1,500 | N/A | H8145 163 0 |
What is the typical premium for PFFS plans in Lancaster?
On average, PFFS plans in Lancaster cost $0.00 per month.
Which PFFS plan has the most enrollment in Lancaster?
The leading PFFS plan in Lancaster is Humana Gold Choice H8145-052 (PFFS), with 123 members.
How many PFFS options are available without prescription drug coverage in Lancaster?
There are 2 PFFS plans in Lancaster without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Lancaster County, PA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 52 | 68% |
| 3 Stars | 24 | 32% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 6 | 7% |
| Average Rating | 4.12 | |
In Lancaster County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Medicare Advantage Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Elizabethtown, Akron, Bainbridge, Bird In Hand, Christiana, Columbia, Conestoga, Denver, Drumore, East Earl, East Petersburg, Ephrata, Gap, Gordonville, Holtwood, Kinzers, Kirkwood, Landisville, Leola, Lititz, Manheim, Marietta, Millersville, Mount Joy, Mountville, Narvon, New Holland, New Providence, Paradise, Peach Bottom, Pequea, Quarryville, Reinholds, Ronks, Stevens, Strasburg, Washington Boro, Willow Street, Lancaster, Adamstown, and all other areas of Lancaster County, Pennsylvania.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Lancaster County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.